We Use Your Rent Payments To Establish A Credit Tradeline That Boost Your Credit Score Tested And Proven.

Think About This...

  • Are you tired of paying rent month to month and not getting credit for it?
  • Are you tired of getting your loans constantly denied?
  • Do you want to buy a house someday, or get approved for a car loan at a low interest rate, sometimes at zero interest?
  • Would you like to earn perpetual income every month just for referring your renter friends and neighbors?

How To Increase Your Credit Score?

Take the First Step and we'll do the rest.

Provide Koi about you and your landlord’s information.

After verifying your lease, Koi will report your rent payments to the credit bureaus.

Note: We can only go up to 3 landlords if you're applying for the Jump Start program.

Lease Verification

Sit back and watch your credit score go up.

Credit Score Goes Up

Most Frequently Asked Questions

How many points will my credit score go up and how long will it take?

From our previous experiences, we’ve seen scores move 30-50 points at times within 20 business days. But, you will certainly see an increase within 60 days after 2 rent payments have been reported to the bureaus.

Can you report past rent payments with different landlords?

Yes, we can report past rents up to 24 months with different landlords.

How can I check if my rent payment is being reported?

You can check your rent payment by seeing it in your credit report along with your other tradelines.

Since you report on-time rent payments, do you also report late payments??

Yes, but your payment is only considered late by the credit bureaus after 30 days. The 5 or 10 days late is usually based on your lease agreement with your landlord and is not reported to the credit bureaus.

Have more questions? Feel free to visit our F.A.Q section of our website!

Take me to the F.A.Q's

Remarkable Things Our Members Are Saying

Join our happy members nationwide who are already using Koi.Credit

As Seen On

  • Endorsement

    “9 out 10 renters say ‘Yes!’ to having their on-time rent payments reported on their credit report!

    Endorsed by F. Corley

    Former Director of HUD

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Welcome To Koi.Credit

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Are you a Renter?

A Renter Affiliate is a renter who is a client of the Koi.Credit rent reporting program and has also decided to participate as an affiliate in the Koi.Credit Profit Sharing Program.

Are you a Property Manager?

A Property Manager Affiliate is someone who is a licensed Property Manager, and not a renter who is reporting rent with Koi.Credit.

Are you a Partner?

A Partner Affiliate is someone who has signed up for Koi.Credit’s Profit Sharing Program, but is not a licensed Property Manager or a Renter who is reporting rent with Koi.Credit’s rent reporting program.