
Think About This...
- Are you tired of paying rent month to month and not getting credit for it?
- Are you tired of getting your loans constantly denied?
- Do you want to buy a house someday, or get approved for a car loan at a low interest rate, sometimes at zero interest?
- Would you like to earn perpetual income every month just for referring your renter friends and neighbors?
How To Increase Your Credit Score?
Take the First Step and we'll do the rest.

After verifying your lease, Koi will report your rent payments to the credit bureaus.
Note: We can only go up to 3 landlords if you're applying for the Jump Start program.

Lease Verification

Sit back and watch your credit score go up.

Credit Score Goes Up
Most Frequently Asked Questions
From our previous experiences, we’ve seen scores move 30-50 points at times within 20 business days. But, you will certainly see an increase within 60 days after 2 rent payments have been reported to the bureaus.
Yes, we can report past rents up to 24 months with different landlords.
You can check your rent payment by seeing it in your credit report along with your other tradelines.
Yes, but your payment is only considered late by the credit bureaus after 30 days. The 5 or 10 days late is usually based on your lease agreement with your landlord and is not reported to the credit bureaus.

Have more questions? Feel free to visit our F.A.Q section of our website!
Take me to the F.A.Q'sRemarkable Things Our Members Are Saying
Join our happy members nationwide who are already using Koi.Credit

Josh S.
"Everything is so easy with Koi.Credit They are truly heroes, they helped me improve my credit score by reporting my on-time rent payments."

Ramon T.
"Very trustworthy! And I love the personalized credit improvement plan that they offer to members for free. Talk about value!"

Danielle E.
"The best rent reporting service! And their profit sharing plan has helped me earn some side income."
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In this amazing helpful book you will find:
- The Five Credit Factors
- What You Can Do To
Raise Your Credit - Deleting Negative Items
